Government
Regulators
The government regulators
below can provide more
in-depth information about
U.S. financial services.
These five regulators have
authority over U.S.
financial service
companies, including those
in the credit card
industry.
Office of the Comptroller
of the Currency (OCC)
The
OCC, as part of the
Treasury Department,
charters, regulates, and
supervises national banks
to ensure a safe, sound
and competitive banking
system that supports the
citizens, communities and
economy of the United
States.
Federal Deposit Insurance
Corporation (FDIC)
The mission of the FDIC is
to maintain the stability
of and public confidence
in the nation's finance
system. To achieve this
goal, the FDIC has insured
deposits and promotes safe
and sound business
practices.
The
Federal Reserve Board of
Governors (FRB)
The Federal Reserve, the
central bank of the United
States, was founded by
Congress in 1913 to
provide the nation with a
safer, more flexible, and
more stable monetary and
financial system.
National Credit Union
Administration (NCUA)
The National Credit Union
Administration is an
independent federal agency
that supervises and
insures federal credit
unions and insures
state-chartered credit
unions.
Office of Thrift
Supervision (OTS)
The OTS is the primary
regulator of all federal
and many state-chartered
thrift institutions, which
include savings banks and
savings loan associations.
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